Delia C. Ramirez: Voted NO on HR 5317: On Motion to Suspend the Rules and Pass, as Amended

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Records

Delia C. Ramirez, May 20, 2026

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Party line
Voted differently from most Democrats: 189 of 205 voted YES.
As of May 20, 2026Source: clerk.house.gov(opens in a new tab)

The bill

Community Bank Deposit Access Act of 2025

Topic: Finance and Financial Sector

Read the full summary

This bill changes the treatment of certain types of deposits so they are no longer classified as brokered deposits. Brokered deposits are funds placed by a broker on behalf of a client in a depository institution to maximize interest rates and for depository insurance purposes. Currently, institutions that accept brokered deposits may be subject to additional oversight. In particular, under the bill, custodial deposits at insured depository institutions with less than $10 billion in total assets shall not be treated as brokered deposits if the deposits do not exceed 20% of the institution’s liabilities. The institution must be well-capitalized and have a specified minimum soundness rating, or be in possession of a waiver from the Federal Deposit Insurance Corporation. The bill also generally applies existing interest rate limits applicable to institutions that are not well-capitalized to similar institutions that accept custodial deposits.

Source: Congressional Research Service summary

Bill on congress.gov(opens in a new tab)

Vote source: clerk.house.gov

Every member's vote

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Voted NO on Fast-track passage of the “Community Bank Deposit Access Act of 2025” (HR 5317)

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Voted NO on Fast-track passage of the “Community Bank Deposit Access Act of 2025” (HR 5317)

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Rep. Ramirez voted NO on fast-track passage of the “Community Bank Deposit Access Act of 2025” (HR 5317)

Voted NO on Fast-track passage of the “Community Bank Deposit Access Act of 2025” (HR 5317)

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Rep. Ramirez voted NO on fast-track passage of the “Community Bank Deposit Access Act of 2025” (HR 5317)

Voted NO on Fast-track passage of the “Community Bank Deposit Access Act of 2025” (HR 5317)

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