Clay Higgins: Voted NO on HR 4544: On Motion to Suspend the Rules and Pass, as Amended

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Clay Higgins, May 20, 2026

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Party line
Voted differently from most Republicans: 199 of 203 voted YES.
As of May 20, 2026Source: clerk.house.gov(opens in a new tab)

The bill

American Access to Banking Act

Topic: Finance and Financial Sector

Read the full summary

This bill requires federal financial regulators to review and streamline the application process for the formation of de novo, or new, depository institutions or credit unions. Regulators must (1) review the application process; (2) to the extent practicable, collect necessary information from other agencies in order to minimize requests for applicant information; and (3) review how de novo financial intuitions raise capital while maintaining investor protections, including the impact of restrictions on raising capital. At the request of an applicant, regulators must (1) designate an employee as a caseworker to assist in the application process, and (2) provide a list of similar institutions interested in serving as a mentor. Each regulator must also develop a state and stakeholder engagement plan to assist interested parties with understanding the relevant regulatory processes.

Source: Congressional Research Service summary

Bill on congress.gov(opens in a new tab)

Vote source: clerk.house.gov

Every member's vote

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Voted NO on Fast-track passage of the “American Access to Banking Act” (HR 4544)

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The bill

Voted NO on Fast-track passage of the “American Access to Banking Act” (HR 4544)

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The bill

Rep. Higgins voted NO on fast-track passage of the “American Access to Banking Act” (HR 4544)

Voted NO on Fast-track passage of the “American Access to Banking Act” (HR 4544)

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The bill

Rep. Higgins voted NO on fast-track passage of the “American Access to Banking Act” (HR 4544)

Voted NO on Fast-track passage of the “American Access to Banking Act” (HR 4544)

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